4. They Let Salary Differences Divide Them

For most couples, one of them probably makes more money than the other. Rarely will you both be making the exact same salary. But whether the amount comes to $50 or $50,000 more a year, the same problem can arise.

Instead of seeing the full pot as “our money,” you might think you have leverage over the other—all thanks to a few extra digits on your paycheck. Sometimes the spouse bringing in the most money can feel entitled to the most say. Don’t even go there. That’s just asking for more money and relationship troubles.

How to work on it:

It’s not “yours” or “mine”—it’s “ours.” There’s no reason to hold a higher income over the other’s head. You’re on the same team. Start acting like it.

5. They Commit Financial Unfaithfulness

Being unfaithful to your spouse doesn’t always involve an affair. Sometimes it’s when you’re unfaithful to a shared financial vision by opening a side bank account or stashing away cash. That’s deceitful. The same applies if you have a credit card your spouse knows nothing about.

Hiding purchases from spouse

How to work on it:

Be open and honest about any side checking/savings accounts or secret credit cards you have. It’s time to own up to the truth and clear the air. Then, work toward establishing financial trust again. Recommit to your shared goal and remember why you’re doing it. You’re in this together!

6. They Let Their Expectations Get the Best of Them

One of the biggest dividers between couples and money is when they have unmet expectations. The quickest way to feel unfulfilled and unsatisfied with your spouse and financial goals is when you expect things to go a certain way only to find out reality is a bit different.

If you’ve always thought you have to immediately buy a house after getting married, you might feel let down when you celebrate your first anniversary in the apartment you’re renting. Don’t let your unrealistic expectations pave the way for marital problems and discord!

Healthy couples dream together

How to work on it:

There is no rule stating married couples have to buy a home, start a family, or go on a trip to Paris during their first year of marriage. If those things aren’t feasible for you right now, stop worrying. Get your finances in order now so that later you can make your dreams a reality.

(And when it does come time to buy your first home, we recommend you save at least 10% for a down payment—or 20% if you want to avoid PMI—and only take out a 15-year, fixed-rate mortgage.)

7. They Let the Kids Run the Show

Your kids are begging you for the latest video game. You think about how well they’ve behaved lately and figure, why not? But your spouse is upset because it isn’t in the budget. Hello, impending money argument! Whether it’s buying them toys, giving them an allowance, or just paying for their sports equipment—kids have a way of shedding light on couples and their money habits.

How to work on it:

Talk about it and make a plan. Decide together how to budget for the things your children need. But what about all of their pesky wants? Discuss the possibility of establishing chores and a commission (or allowance) for the work they do. This can help them establish a great work ethic all while teaching them how important it is to wait for the things you want in life!

Couples and Money Should Go Hand in Hand

Marriage is a partnership. It’s time to stop making these money mistakes and find common ground. Sure, it’s tricky to figure out how to not fight about money, but you can learn how to discuss your finances in a more productive way.

You married your spouse for a reason. Believe it or not, you need their skills—especially the ones you don’t have. That free spirit or nerd can bring valuable insight and knowledge to the table. They’re your teammate, and it’s time to start treating them like one.

Are you ready to get on the same page as your spouse when it comes to money? Join money expert Rachel Cruze and relationship expert Dr. Les Parrott at one of our world-class Money & Marriage events this fall! It’s a date night worth investing in—reserve your seats today!

Credit: https://www.daveramsey.com/blog/the-truth-about-money-and-relationships